Cyber fraud incidents across the US and abroad continue to rise. The team at Fort Pitt has been proactive with cyber fraud and we are recommending to our clients that they implement an extra security measure called two-factor authentication on their personal online accounts.
Essentially, two-factor authentication adds an extra step when logging into an online account. The extra step is used to verify the identity of the account owner. Wikipedia gives the very basic example of accessing a bank account via an ATM where an ATM card, as well as a personal identification code or PIN number, is required to gain admission. This extra step can cause more hassle when setting up account access via mobile devices such as phones and tablets, but this hassle pales in comparison to the trouble of fixing a stolen identity.
An increasing number of online services have enabled this feature. The following lifehacker.com article has a great video explaining two-factor authentication as well as a list of services that offer it. – CLICK HERE.