Do millennials need a prenup?

Before tying the knot, it’s important to talk about money and goals with your significant other -- it’s something we’ve discussed before on Ramparts. Getting each person on the same page is essential for a harmonious financial future together. Increasingly, part of that discussion for millennials includes prenuptial agreements (prenup).…

A primer on spousal IRAs

Whether you’re a stay-at-home parent or taking some time off work, saving for retirement shouldn’t go by the wayside. In many cases, individuals aren’t aware they’re able to save for retirement when they don’t have earned income. Contributing to an IRA or Roth IRA is a viable option, and a…

Saying “I do,” again?

With the divorce rate of first marriages hovering around 50 percent, it’s common for people to remarry. However, statistics show that in the U.S. there is a 67 percent chance of the second marriage ending in divorce. As you might imagine, most individuals don’t consult their financial advisor before making…