Building a positive relationship with your finances

One of the most important goals financial advisors have is ensuring their clients have a positive relationship with their finances. Sometimes, it can be difficult to change a negative mindset about money, and in turn, impact money decisions that affect budgeting, paying down debt or saving for retirement. To help reframe clients’ negative money mindset, I often start by[...] Continue reading

Making the Best of Long-Term Care

There is nothing that can deplete retirement funds more than extensive health care and long-term care costs. During client review meetings, we believe incorporating a discussion regarding long-term care insurance is an important facet of a holistic financial plan. At some point in our lives we have either experienced personally or know someone that has seen a family[...] Continue reading

Tip of the month: Strengthening your relationship with your financial advisor

Written by: Emily Franco, CFP® | Financial Advisor There are plenty of articles and websites dedicated to providing people with dating and marriage advice. These sources share tips on how to move in with someone, when to introduce them to your parents, and how to deal with a significant other's quirky behavior. However, another relationship worth looking to improve[...] Continue reading

A Q&A on Target Date Funds: An All-in-One Solution?

According to recent studies from Pensions & Investments, of the $3.7 trillion in defined contribution assets, 20 percent comes from target date funds. Since 2015, there has been a steady increase in these vehicles. We sat down with Denny Baish, senior investment analyst and portfolio manager, to hear his thoughts on target date funds, and the ins and outs that[...] Continue reading

Do Millennials Need a Prenup?

Before tying the knot, it’s important to talk about money and goals with your significant other — it’s something we’ve discussed before on Ramparts. Getting each person on the same page is essential for a harmonious financial future together. Increasingly, part of that discussion for millennials includes prenuptial agreements (prenup). What’s causing the[...] Continue reading