Electionomics

    Fort Pitt’s Financial Advisor, David Plante, CFP®, hosts a panel of economic analysts and political experts to conduct a nonpartisan discussion about the impact of elections on financial markets. They will answer questions about the following topics: How policies impact different business sectors How the philosophies of each party can[...] Continue reading

Investment Newsletter Third Quarter 2024

Broadening... Equity markets quickly recovered from an ~8% decline in early August to finish the quarter at a new all-time high. In sharp contrast to the previous quarter, Q3 performance results were well distributed across market sectors and capitalization ranges. The market capitalization weighted S&P 500 Index, which is heavily influenced by the concentration to[...] Continue reading

Guide to ERISA Compliance

Most private employers providing retirement and healthcare benefits must comply with the Employee Retirement Income Security Act of 1974 (ERISA). However, achieving the requirements is challenging for most companies. This guide will discuss what ERISA entails and the available plans. We will also address some standard requirements, the role of fiduciaries, common[...] Continue reading

What Is a Plan Sponsor?

Every company needs a talented team to support its mission and goals, drive revenue, and facilitate overall success. Part of retaining your hard-working employees is offering them a robust benefits plan that contributes to their well-being and helps prepare them for the future. If your business is looking to offer employees a comprehensive retirement, pension, or[...] Continue reading

Fed Rate Cut: What Consumers Need to Know

The Federal rate cut is likely to have a mixed impact on consumers. While lower borrowing costs can make it easier to finance purchases and reduce debt burdens, lower returns on savings could affect retirement planning and other financial goals. Consumers should carefully consider their individual circumstances and financial plans before making any major decisions in[...] Continue reading