Are My Social Security Benefits Reduced Or Taxed If I Continue to Work?

Each year as we meet with our clients, we receive many questions about Social Security. Our job is to help our clients determine the right time to claim their social security. This advice can help clients save millions. Beth Lynch has written blogs and conducted a webinar on claiming your social security benefits. Are My Social Security Benefits Reduced Or Taxed[...] Continue reading

Beating a Better Benchmark

We spend a good amount of time talking about portfolios, performance, and benchmarks because your money must be working for you as effectively as possible. I do, however, sometimes think that these conversations can lead to us missing the forest around the true benchmark that matters - the realization of your financial goals. What Is a Benchmark? First, let's talk[...] Continue reading

Can You Retire During COVID Or During Market Volatility?

Can You Retire During COVID Or During Market Volatility? We had a number of clients retire at the end of 2020 and none of their plans were derailed by COVID or the other challenges that came with 2020. I’ll tackle 3 of the main points to remain focused on regardless of the environment. 1. Don’t focus on planning to retirement. Focus on planning through[...] Continue reading

Why Is Having a Will Important? 

Written by: David Zabela | Financial Advisor Why Is Having a Will Important? Having a written Will and Last Testament helps ensure that all your wishes are carried out after your death. It names an Executor to administer your estate, who will receive your assets, and who will become guardians of your children and pets. When there is no written will at your time of[...] Continue reading

National Debt And Stocks

National Debt And Stocks Question: Are you concerned that with the national debt that the value of our stocks could drop dramatically, and what can be done to safeguard such a drop? *Response was given in January of 2021. Response: The bill for the COVID 19 response is going to have to be paid for by someone. The US national debt per working individual at the[...] Continue reading