23 February, 2023
Why You Need a Living Will: The Purpose of a Living Will
A living will is a legal document known by various terms, including an advance directive, health care directive, or a declaration regarding life-prolonging purposes. This document is something that nearly everyone should have since it’s often used in sudden or unexpected circumstances. What Is a Living Will? If you’re terminally ill or injured and unconscious, the[...] Continue reading19 October, 2022
3 Ways to Gift Money to Your Grandchildren
As a grandparent, you love your grandchildren and want to help them succeed. One way to achieve this goal is by providing financial assistance. This method helps your descendants have a good start in life, and it also benefits your relatives by reducing the size of your estate and the taxes due after you pass away. Here are three ways for grandparents to give money to[...] Continue reading29 September, 2022
What Is a Conventional Loan?
Written by: Skylar Riddle, CFP® | Financial Advisor If you’re searching for a mortgage or want to refinance, you may have come across the term “conventional loan.” What does that mean? The conventional loan is the most common type of loan. These are loans provided by private financial lenders and they do not receive backing from the government. In[...] Continue reading21 September, 2022
How Much House Can You Afford?
If you’re looking to buy a house, you first need to consider your budget and how much you can realistically afford to pay for your mortgage. Before putting your information into a mortgage calculator, take a moment to understand how a lender will determine your mortgage and some alternative loans for which you may be eligible. What Factors Help Determine How Much House[...] Continue reading20 September, 2022