Investments

What Is an Investment Plan?

An investment plan is a set of investing goals and a plan to meet them. Many individuals hesitate to start investing because they are unfamiliar with the process. Some investors lose money from entering the market without a strategy. Investment plans inform peoples' decisions and improve the chances of satisfactory returns. Why Is an Investment Plan[...] Continue reading

5 Steps to Weathering Market Volatility

Written by: Nathan Boxx, AIF®, CFP® | Director of Retirement Plan Services After ten years of making money in a bull market, we perhaps got a little too comfortable and forgot that markets do go down from time to time. Thankfully it’s not often, and over the long-term, you are rewarded for having stuck through it. Remember, it is not about timing the market but[...] Continue reading

Tips for First-Time Homebuyers

Buying your first home is an exciting, chaotic process. However, you can make it a little easier by understanding some basic tips about saving, loans and buying. Preparing to Buy Before you jump into the search for your perfect house, you should make some preparations: Start saving early:In addition to the base costs of down payments and moving expenses, the path[...] Continue reading

When Does It Make Sense to Refinance Your Mortgage?

When interest rates drop, many people wonder if it's time for mortgage refinancing. You may be able to secure a better mortgage rate than the one you currently have. However, it doesn't always make sense to refinance. The upfront expense of paying for closing costs may nullify your savings over the first few years of the refinance. If you plan to sell your home during[...] Continue reading

Risk vs. Volatility

As an investor, you often hear news stations talking about "risk" and "volatility" when referring to the markets. In casual conversation, these terms may be used interchangeably, leading some investors to believe that they are the same thing. However, even though there is a correlation between risk and volatility, they are very different concepts, and investors should[...] Continue reading